Professional business advisor
Niranjan Kumar Muthyal
Enterprising leader & planner drives revenues and manages profitability and complexity with a focus on building a strong corporate culture; expertise in Branch Banking, Stock Broking Operations, Retail branch Banking and Life Insurance Channel Management
My Experience
Enterprising leader & planner drives revenues and manages profitability and complexity with a focus on building a strong corporate culture; expertise in Branch Banking, Stock Broking Operations, Retail branch Banking and Life Insurance Channel Management
- Strategic Banking Professional with nearly 17 yearsof year-on-year success in achieving business growth objectives and combating mission-critical profit & growth challenges; currently associated with Kotak Mahindra Bank limited as AVP( Branch Head) – Ballari
- Spearheaded sales, service and distribution of banking products across liabilities, assets, wealth & trade services for various customer segments such as Business,KLI Business,Retail Banking Products through multiple channels including bank branches, outbound sales teams, relationship teams & other channels
- Positioned business growth through Go-to-Market planning, pipeline generation, financial performance, and revenue generation
- Expertise in gamut of business development operations with respect to CASA Numbers &Values, Retail Loans and productslike Insurance & MF, LC,BG,Forex, remittance, ODI investments.
- Successfully activated 10 branches out of 69and generated over 30 Cr.CASA value into the system;increasedCASA value from 27 Cr. to 59Cr. within 4 years of tenure as Chief Manager in Govt Business for HDFC Bank in Karnataka.
- Awarded with Best Team Manager &Best Individual Performer for achieving profit/revenue driven results commensurate to organizational goals and expectations for MD Contest in HDFC Bank, and taken award from Mr. Adithya Puri, MD HDFC Bank.
- Awarded Best P&L Manager in Kotak Mahindra Bank and taken award from Country head Miss. Shanti Ekamberam, Mr. Virat Devanji.
- Awarded 2 Continue year for most prestigious contest in Kotak Mahidnra Bank for life Insurance prodcuts called “DARE” in the year 2021 and 2023.
- Ensured that KPI’s like Revenue, NRFF, Fee, Cross-sell, Expense &Customer Growth are achieved.
VFIN Enterprises
CEO
Present
Kotak Mahindra Bank, Ballari
Associate Vice president (Branch Head)
Aug 2021 to Sep 2023
Kotak Mahindra Bank, Hosapete
Chief Manager
May 2018 to Aug 2021
Kotak Mahindra Bank, Hubli
Chief Manager
Sep 2017 to May 2018
HDFC Bank Ltd.
Branch Manager
May 2014 to Sep 2017
Angel Broking Pvt Ltd., Bangalore
Cluster Head
Jul 2009 to Feb 2013
Kotak Securities Ltd., Hubli
Cluster Head
Feb 2013 to May 2014
In the tapestry of life, insurance and real estate are the threads that weave your dreams into reality. For more details, let’s connect and create a masterpiece of security and opportunity together.
my Skills
Strategic Banking Professional with nearly 17 years of year-on-year success in achieving business growth objectives and combating mission-critical profit & growth challenges
- Sales & Marketing Strategy
- Product Positioning / Launches
- Revenue Generation
sales and marketing strategies
- Customer-Centric Approach
- Multi-Channel Marketing.
- Content Marketing and Engagement.
- Data-Driven Decision Making.
- Customer Segmentation.
Product Positioning / Launches
- Market Research and Customer Insights
- Unique Selling Proposition.
- Target Audience Segmentation.
- Strategic Marketing and Promotion.
- Feedback Collection and Iteration.
Revenue Generation
- Diverse Product/Service Portfolio
- Effective Pricing Strategies.
- Customer Retention and Upselling.
- Pricing Strategy Optimization.
- Partnerships and Alliances.
Awards & Education
Kotak Mahindra Bank
Award – “DARE”
Two time awarded most prestigious life Insurance award
2023
HDFC Bank Ltd
Best P&L Manager
from Country head and whole time director
2020
Certified in NISM VII, AMFI, IRDA
Both Life and Non-Life
2010
Vijayanagar Institute of Management, Bellary
MBA
Finance and Marketing
2006
I’ve Worked With
2014
Angel Broking Pvt Ltd., Bangalore as Cluster Head
- Handled 100 plus dealing team and sales team for Account sourcing and servicing.
- Handled Bangalore 3 branches and there profitability’s in Bangalore region as cluster head.
- Awarded more than 10 regional and national contest, including one from MD, Mr. Dinesh Thakkar.
2021
Kotak Mahindra Bank Limited as Chief Manager
- Achieved 2 Top Management Awards for branch profitable and Management of P&L.
- Achieved more than 15 awards in all the category like, CASA, TD, TPP, Forex and operational excellence.
- Cracked one of the big deals in Forex which generated more than 10 million revenue in a single deal.
Get In Touch
For any kind of query related to Insurance, Loans & Real Estate, Please do raise your query or share your thought.